Our Services – Growealth Portfolios LLP

WHAT WE DO

Fixed Deposits

Safe, stable investment with guaranteed returns.

Capital Protection

Your principal amount is 100% safe (especially in bank FDs).

Guaranteed Returns

You get a fixed interest rate for the entire tenure, regardless of market fluctuations.

Loan Against FD

You can get a loan (up to 90-95%) of your FD amount in case of emergencies.

Senior Citizen Benefits

Senior citizens often get higher interest rates (usually +0.25% to +0.75% extra).

KEY BENEFITS OF

Bonds – Corporate & Government

Reliable fixed-income options from trusted entities.

Steady & Predictable Income

Fixed interest (coupon) paid periodically (monthly, quarterly, or annually).

Capital Preservation

Especially with Government Bonds, there's very low default risk.

Diversification of Portfolio

Bonds balance risk in your portfolio, especially when paired with equities.

Tax Benefits (in some cases)

Tax-Free Bonds (mostly issued by government entities like NHAI, REC) offer tax-free interest income.

WHAT WE DO

Stock Broking

Trade in equities with expert insights and support.

Access to Stock Market

Enables you to buy and sell stocks, mutual funds, ETFs, IPOs, commodities, etc., with ease.

Investment Advisory

Many brokers offer research, recommendations, and portfolio advisory to help you make informed decisions.

Advanced Trading Tools

Platforms offer real-time data, charts, analytics, and indicators for informed trading/investing.

Low-Cost Investment Option

Discount brokers offer zero or low brokerage, especially for delivery trades.

KEY BENEFITS OF

Mutual Funds

Diversified investment options for every financial goal.

Diversification

Mutual funds invest in multiple stocks, bonds, or assets, reducing the risk of loss from any single investment.

Professional Fund Management

Your money is managed by experienced fund managers backed by strong research teams.

High Liquidity

Open-ended mutual funds can be easily redeemed anytime (except ELSS or close-ended funds).

Tax Benefits

Long-term capital gains (LTCG) up to ₹1 lakh/year from equity funds are tax-free.

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WHAT WE DO

Insurance – Life, Term, Health & More

Secure your future with comprehensive coverage plans.

Life Insurance

Provides a lump sum (death benefit) to your nominee in case of your demise.

Term Insurance

Ensures your family is protected even in your absence.

Health Insurance

Avoids financial stress during medical emergencies.

Why Insurance Matters Overall

Sleep better knowing you and your family are protected from life's uncertainties.

KEY BENEFITS OF

Corporate Insurance

Tailored insurance solutions for small and large businesses.

Employee Protection & Retention

Shows employer’s commitment to employee well-being, improving morale and loyalty.

Business Continuity & Risk Management

Covers damage/loss to property, equipment, inventory, etc. from fire, theft, natural calamities, etc.

Affordable & Customizable

Plans can be tailored for industries like IT, manufacturing, logistics, hospitality, healthcare, etc.

Boosts Employee Productivity & Satisfaction

Employees covered under insurance worry less about medical expenses, improving mental well-being and productivity.

WHAT WE DO

NPS for Corporate Employees

Help your workforce plan for a better retirement with the National Pension Scheme.

Retirement Wealth Creation

Helps employees build a substantial pension corpus during their working years.

Additional Tax Savings

Apart from the ₹1.5 lakh under Section 80C, corporate employees get extra tax benefits.

Low Cost, High Efficiency

NPS has one of the lowest fund management charges among investment options (as low as 0.01%).

Flexible Investment Choices

You can switch fund managers or schemes as needed.

KEY BENEFITS OF

Portfolio Management Services (PMS)

Exclusive wealth management for high-net-worth individuals.

Personalized Investment Strategy

Unlike mutual funds, your portfolio is unique and actively managed.

Professional Fund Management

Managed by seasoned portfolio managers backed by research analysts.

Direct Ownership of Securities

You own stocks, bonds, ETFs, etc., directly in your name.

Transparent Reporting

Access via dedicated dashboards or mobile apps.

WHAT WE DO

Investment Advisory Services (IAP)

Personalized advice aligned with your financial goals.

Personalized Financial Planning

Advisors assess your goals, income, risk tolerance, and time horizon.

Goal-Based Investing

Investment advice is tailored to specific goals rather than random investing.

Unbiased & Conflict-Free Advice

SEBI-registered Fee-Only Investment Advisors do not earn commissions from selling products.

Portfolio Monitoring & Rebalancing

Regular review and rebalancing based on market trends and your changing needs.

KEY BENEFITS OF

Alternate Investment Fund (AIF)

Access unique investment strategies beyond traditional markets.

Diversification Beyond Traditional Assets

Access to non-public market opportunities such as: Startups, Real estate, Private equity, Structured debt, Hedge funds, etc.

Structured Risk-Reward Framework

AIFs allow participation in riskier but high-potential opportunities with structured terms.

Limited Investor Pool

Usually limited to HNIs, family offices, and institutions, ensuring exclusivity and focused fund management.

Access to Unique Opportunities

AIFs allow participation in early-stage startups, special situations, or high-yield private credit, which are not accessible via mutual funds or PMS.

WHAT WE DO

NCDs & Structured Products

Custom financial products offering predictable returns and defined risk levels.

Non-Convertible Debentures (NCDs)

Fixed & Predictable Returns
Higher Returns Than FDs
Credit Ratings for Risk Assessment
Listed & Tradable on Stock Exchanges
Tax-Efficient for Long-Term Holders

Structured Products

Tailor-Made Strategies
Capital Protection (in some products)
Market-Linked Upside
Diversification
Risk Management
Custom Payoff Structures

KEY BENEFITS OF

Unlisted Shares

Invest early in high-potential private companies before they go public.